
| Finding the Right Car for You |
15 Dec |
When purchasing a new car, there are several steps that can be taken to ensure that the vehicle is suited to the buyer’s needs. There are several factors that the buyer should look for, which may affect their very ability to drive the car.
There are a number of practical considerations to be met. For example, if the driver is especially short, they should look into seats that are height adjustable or at least a car with a high driver’s seat.
Another major consideration is annual mileage. If the purchaser expects to record a high mileage on their new vehicle, they should look into a fuel-efficient car, whereas those who are not travelling consistently far may not need to worry about the efficiency of their vehicle quite so much.
There are several avenues through which buyers can shop for their car. The simplest is still to go down to a dealership and take a look around. This is especially helpful if the buyer knows the brand of car they would like to purchase, as dealerships are often manufacturer specific. Buying the car in person is also the best way to get a good deal and helps to ensure that the purchaser gets exactly what they want.
Even if the driver is not sure what actual model of vehicle they want, knowing the general specifications they are looking for is crucial when approaching car sales. If the buyer is planning on taking regular holidays with the family, they may want a sports utility vehicle; if they are looking for something a little more interesting, they may decide to go for a sports car.
read comments (0)| Budget Vehicles |
12 Dec |
Motorists do not have to go to the wanted ads to find cheap vehicles, since there are many low cost new vehicles on the market.
Before going out to look for a new or part exchange car, buyers should evaluate their own individual requirements. For example, if having a large number of seats is not an issue, then the purchaser is likely to look for a smaller car. If a variety of motors will suit the needs of the buyer, then that too opens up more avenues for finding budget vehicles.
Though it often sells used vehicles, Auto Trader UK can also help motorists to find the low cost new vehicle they are looking for. By accessing websites such as this, buyers are able to find the best deals on low cost models from all the major car manufacturers. People looking to buy a budget vehicle should repeatedly check these websites to ensure they stay informed of what is currently available.
The buyer may have to give up on certain frills in order to obtain the best possible deal on a budget vehicle. Expensive optional extras may not be essential; that fancy leather interior may not really be required, for example. Considerations such as this are what help a buyer to keep the car as cheap as possible, even if the model they are buying is not the cheapest available.
A final consideration worth taking into account is the fuel efficiency of a vehicle. There is little point in buying a vehicle for a low price if the running costs are astronomical.
| Diesel or Petrol |
10 Dec |
When deciding to buy a new car, choosing between a petrol and a diesel powered vehicle will most likely be one of your main decisions due to differences in fuel efficiency and emissions ratings. The European regulations which define exhaust emissions limits are becoming stricter and new cars are being designed to meet these new targets.
Engine designs are continually changing, and so what might have held true the last time you purchased a new car might not hold true today. For example, diesel cars used to be recommended particularly for frequent, short journeys; however, the DPF (diesel particulate filter) which is fitted on newer diesel engines needs longer runs at high engine speeds to clean the filter itself – meaning that most diesel cars now require a mix of short and long trips to function at peak efficiency. If you usually only make short trips, a new car with a normal (not direct injection) petrol engine will be your best bet.
Many people are not aware that both petrol and diesel fuels now contain some percentage of biofuels (petrol up to 5% ethanol, diesel up to 7% biodiesel). These percentages are due to increase as the government clamps down on high emission cars, but there are many people who do not see this as going far enough, and who will opt to buy a hybrid car to help reduce their carbon footprint even further.
Generally speaking, petrol cars are less expensive to buy; however, diesel cars often have a higher resale value. The costs for general maintenance such as oil changes and tyre replacement tends to be about the same for both petrol and diesel vehicles.
In the end, the type of engine you decide on will be a matter of personal preference and what best fits your individual needs.
| How to Arrange Car Finance |
6 Dec |
You have searched the cars for sale in Auto Trader and you have spent many happy afternoons on the Carcraft car supermarket forecourt and you have finally decided upon your new car. Now, how are you going to pay for it? If you would prefer to spread the cost of your new car then you will need to arrange some car finance.
There are numerous different options when it comes to car finance, from a straightforward car loan from your bank or other lender, to hire purchase arranged through a dealer. Regardless of your method of car finance you will need to shop around to get the cheapest deal. Since the advent of the internet it is possible to use online car finance comparison websites to help you get the best deal.
When arranging your car finance you will need the following information to hand:
• The current value of the car you are buying.
• The length of time for which you require the loan.
• What monthly repayments can you afford?
• How much deposit can you put down?
Things to Take into Account When Arranging Car Finance
It is worth noting that the longer the loan term the more interest you will pay, so make sure that the car finance deal you secure is right for you, taking into account the overall repayments.
If you are buying on hire purchase from a dealer make sure you negotiate for the car you are buying independently of any car finance agreement.
If you are only planning on keeping your car for three years do not take out a five-year finance agreement or you will be paying for your car two years after it has been sold.
Remember the car is the asset against which you are borrowing, therefore if you fail to make the necessary payments your car may be repossessed.
The value of your car will decrease whilst your loan repayments will stay the same. This could lead to negative equity, so keep an eye on the current depreciation rate of the car you are buying.
| Getting Financing from a Car Dealership |
29 Nov |
Any dealership with cars for sale will also want to make some extra cash on financing. It is worth remembering that the agent who handles financing for your new car will be working on commission so will want you to take as many extras as possible, and not all will particularly care if you need them or not. It is often the case that the finance and insurance department of any business that has cars for sale is more profitable than the sales department.
The rep you deal with, often called a business manager, sends your details to the lenders he deals with and then takes the lowest interest rate approved to you and marks it up, i.e. adds an amount that will be his profit on the deal.
The reps work in a high pressure environment and are expected to give customers a big sales pitch for add-ons. If you know very little about cars, or about financing for that matter, then this can be both confusing and intimidating. The loans they offer are often front-loaded, which means that interest rates are much higher at the beginning of the loan, making it less advantageous for you to pay the loan off early, should your future financial situation allow it.
For this reason, it is advisable to do a little research yourself first. Look for the best financing deals online that you can find and make a printout or take a note. This way you can show it to the rep at the dealership. Most dealers such as Carcraft, if they can, will match it there and then, allowing you to avoid a heavy sales pitch and simply take advantage of the convenient and fast service they offer.
| Benefits of Buying a New Car |
22 Nov |
Second hand cars might be cheaper to buy than brand new vehicles. However, they may cost far more to run and become very expensive to maintain long-term. All cars deteriorate with age because they are complex pieces of machinery. Many things can and will go wrong with a car after it has been run for several thousand miles, even if it is a well-made quality vehicle.
There are things that potential buyers can do to help determine the condition of a used car. Buyers can examine the car’s service history, the MOT test history, inspect the car’s engine, and take the car on a test drive. However, these methods may not be conclusive about the reliability of the car. Car owners may not be completely truthful or know the full history of their vehicle. The car’s service history may have omissions, or simply may not exist. For example, the car may have been in a serious accident and then rebuilt or repaired with a previous owner and there may not be any record. A used car may seem to run smoothly during a test drive. Regular driving or long journeys can reveal the faults a used car may not have displayed during a test drive.
With a brand new car, a buyer can be confident there are no hidden problems. A new car bought directly from the manufacturer should be mechanically sound and reliable. On the rare occasion that a brand new car has problems, the owner has protection by warranty for a few years after buying the car. Car repairs under warranty are courtesy of the dealership from which the car was purchased. Buyers of second hand car sales do not have warranty protection.
Furthermore, there is no need to pay for an MOT within the first three years of owning a new car. Brand new vehicles are more fuel-efficient than older cars and cheaper to run. Finally, a brand new car will have greater value than an older car if the owner decides to sell or part-exchange it later on.
| Buying a Used Car Online or on Site? |
18 Nov |
The bottom line of any sale is the price. Saving those extra pounds is a primary objective when you have to part with several thousand from your pocket.
A secondhand car is always a cheaper option than a new one, but buying it online can save even more pennies. Online dealers often offer more finance options than others. They also have a variety of makes and models, focusing much more on choice than anything else. You can specify everything from the year and mileage to the price and colour, plus you can easily compare results and simply make your decision without the presence of a pressuring salesperson. The used car you choose will then be sent straight to your door.
However, when buying a used Vauxhall for sale it is very important to carry out a test drive and an inspection before you sign on the dotted line. Buying it on site offers you the opportunity to examine it first-hand and assess the pros and cons of your particular used car more thoroughly. Moreover, you can ask questions and negotiate different options with the dealer, and potentially drive out of the showroom with your own secondhand car, without waiting for a delivery.
| Where to Buy a Used Car |
4 Nov |
Used cars for sale are everywhere. I bet there is one with a sign on its window on your street as you are reading this. If you type ‘used cars for sale’ into a popular search engine, you are likely to end up with thousands of pages, and if you walk around your town, there would probably be at least ten dealers offering used cars. But what is the best location in the UK to buy a used car?
People often prefer buying a used car from a dealer, because it gives them security and plenty of choice. There are no worries about whether the car has been stolen, you can test drive several models, and negotiate leasing conditions, warranty and other services.
On the other hand, private sellers are sometimes a better option. You can often find out more about the history of the car, as well as the repairs that have been carried out or those that it might require. It is useful to know why they are selling the car, and it might be easier to negotiate a lower price with a private seller.
The certified, pre-owned option is also offered by some manufacturers. It is essentially a secondhand car that has been repaired and inspected by the manufacturer and is on the market again. They cost a bit more than used cars from dealers, but offer a warranty.
Ultimately, it is important to have peace of mind when you buy a used car, so it is recommended to use a certified dealer of used cars for sale.
| Choosing a New Car |
27 Oct |
If you have decided that you want to buy a brand new car, your next step is to narrow down your options and decide on a particular make and model of vehicle.
The car you buy will usually depend a great deal on the budget you have available. Auto Trader is a good place to start, to find out what options you have available. Although often associated with second hand cars, autotrader.co.uk is also a great place to look for new cars for sale.
You can enter your price range into the search facility and the website will show you all of the cars available within that range. Auto Trader gives the key information you need for each car and you can then carry out a more in-depth search into any models in which you might be interested. It will also provide you with a link to dealers from which you can purchase that particular car. All of the results given are based on your postcode, meaning you will hopefully find a dealer not too far away from where you live. Another website to try is motors.co.uk.
Take your chosen car on a test drive first, to make sure it really is the right car for you. If possible, test the car on a variety of roads and at different speeds. Make sure the boot space is adequate for your needs and that the car itself is big enough for all the people it will need to carry. Also, check out the average running costs and ascertain into which insurance band the car falls, as this can add greatly to the overall cost.
| The Test Drive |
25 Oct |
An important part of deciding which of a short list of very cheap cars to buy is the test drive and there are a number of things you need to look out for.
The Longer the Better
A quick spin around the block is not long enough to get the feel of a car you have never sat in before or to be sure everything is in order. Plan out a route, prior to testing, which includes a mixture of driving conditions; you should try to include local streets, a dual carriageway or derestricted route and a big car park. This should give you a good indication of the capabilities and condition of the car.
Check the Controls
During the test, you should check how responsive the steering is; the car should respond immediately as you turn the wheel. Find a quiet area and try an emergency stop to ensure the brakes are effective. When safe to do so, take your hands from the steering wheel to see whether the car pulls to the left or right.
Visit a Car Park
Try to park in a bay or parallel park if you live in a built up urban area. Ensure you have no visibility problems completing these low-speed manoeuvres.
Test the Suspension
Driving on an uneven road surface or over speed humps will be an adequate test of the car’s suspension. If everything is in order, you should experience a smooth ride.
Next Steps
If the car performed well at the test drive, you should ask to have it checked by an independent mechanic to identify any underlying faults before finalising the purchase.
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